Akiba is a powerful, online credit platform designed to simplify financial services for co-operatives, microfinance institutions, banks, SACCOs, and even small community savings groups or individual money lenders. The name “Akiba” is derived from the Swahili word for “savings,” reflecting the platform’s deep roots in community-based financial growth and collective responsibility. We empower organizations of all sizes to offer savings, loans, and repayment services from one centralized, user-friendly system.

With Akiba, you can manage every stage of the lending lifecycle - from loan origination and approval to automated repayments and collections - without juggling multiple tools. The platform supports different account types, including savings, checking, and customizable account options, and enables instant payments via Mobile Money, Visa, and Mastercard. Akiba is built to be secure and incredibly affordable, giving even the smallest financial groups access to professional-grade tools that grow with them.